Do an honest evaluation of where you are in your finance journey. How do you feel? What’s changed in you? What actions have you taken? What steps do you need to take at this point?

Now, how honest are you with yourself about your money needs, habits, spending, etc.? Do you find yourself uncomfortable with that honesty? Do you take that honesty and make excuses to avoid the discomfort if it appears you need to make changes? Or do you do an honest evaluation and deal with what is?

Today, write honestly about honesty. We’ve come so far…noticing how we feel, what changes might need to be made. Now let’s sit with those observations and be honest with ourselves about what actions we need to start taking to shed our guilt about money.