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Honesty

Do an honest evaluation of where you are in your finance journey. How do you feel? What’s changed in you? What actions have you taken? What steps do you need to take at this point?

Now, how honest are you with yourself about your money needs, habits, spending, etc.? Do you find yourself uncomfortable with that honesty? Do you take that honesty and make excuses to avoid the discomfort if it appears you need to make changes? Or do you do an honest evaluation and deal with what is?

Today, write honestly about honesty. We’ve come so far…noticing how we feel, what changes might need to be made. Now let’s sit with those observations and be honest with ourselves about what actions we need to start taking to shed our guilt about money.

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Who

Who can you talk with about money? Who is available in your town? In your circle? Who do you trust? Do you talk about money with others?

During week one, we looked at what emotions keep us from talking about money with others—professional or friends. Go out on a limb today. Talk with someone about money. Ask friends who they use and/or trust and why. Personal recommendations can often break through some of the hesitancy and lead us to greater education.

You don’t have to sign up for anything or agree to anything, just talk. Walk in with a clear goal that you want to learn more—that you’re in the education and information gathering portion of your journey and really want to explore all options before committing to change.

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The Best Deal

How much time do you spend finding the best price? What influences your desire to search for the best deal? What makes you choose convenience over a better price? Write about your spending habits as they relate to finding the “best price” or “best deal” on products and services.

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Security

Do you worry about fraud? Do you have security measures in place for credit cards, bank accounts, etc.?

If so, take a few moments today to check in on those security measures.

If not, take a few moments today to check into, research, or explore what security options should/would/could/are/aren’t in place for credit cards, debit cards, accounts, etc.

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Savings Accounts

Do you have a savings account for yourself? Do you have limits on it or is it free reign? Does it serve you? Is the money just sitting there as a sense of security or does it serve a purpose? Are you keeping it to pursue goals with that savings? Using it as a medical savings account? Are you familiar with all of the modern options for savings accounts or how to invest savings? In a nutshell, how is your savings currently serving you?

And if you do not have a savings account set up, why? If you don’t want one, write about why. If having a savings account is part of your financial goals, what could you do today to start one?

When was the last time you talked with someone about a savings account?

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Budget

Do you budget?

If not, why? What is your current understanding of budgeting? Have you tried budgeting in the past & it hasn’t worked out? Is not having a budget serving you? Is it your lack of understanding of a budget that keeps you from creating one? Is it feelings of constraint or circumstances that keep you from wanting one?

If so, why? What does your current budget look like? Is it serving you? Is it working as is or does it need some tweaking?

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Organization

What is your current money/finance organization system? Spreadsheets? Piles of paper in a filing cabinet? An accountant who keeps all the info for you?

Take a few moments to describe your current organization system and then write about how you feel about that system. Does it need some work or revamp? Does it take up too much of your time? Write about what blocks you feel are keeping you from organizing more (or less)?

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Glacier 2022, our first RV adventure We caught t Glacier 2022, our first RV adventure 

We caught the travel bug in Glacier. 😍 Now we want to see all the parks & RV everywhere! 

Last fall we rented a travel trailer (to test out a trailer vs motorhome) and drove to Glacier National Park for a few days. We stayed at the West Glacier KOA… full-time travelers told us it is one of the nicest KOAs in the country and that we set the bar too high for a first trip 😂 

Stay tuned for more about our #roadschool adventures ⛰🚐
Align your actions and your values. It’s how tru Align your actions and your values. It’s how true change happens and where peace resides.

I was such a “good customer” with Target, they moved me to the front of the line to speak with a customer representative. I was referred to as a “frequent” for years. No more. I’m walking the walk and deleting everything Target from my life. If you feel convicted, stirred, or uncomfortable with the swift downhill slide of Target, I want to encourage you to sit with thise feelings…then align your actions and your values.
Imagine if more of us could see that living is lea Imagine if more of us could see that living is learning and learning is living. And that we spend our whole lives learning well past any graduation ceremony. The world would be a different place if we embraced and encouaged a #lifelonglearning mindset. Childhoods would be different…dare I say happier? Easier? More fruitful?  I’m not going to give up on the paradigm shift that is happening, one homeschool family at a time 🙏🏼 #realeducation #realeducationreform
I get asked ALL THE TIME…”Why Idaho?” Chri I get asked ALL THE TIME…”Why Idaho?” 

Chris & I are planning on sitting down and recording our “why” in an @elevatingmotherhood podcast episode (sorry it’s taken us so long 😂), but I’ll give you the short list. 

We were looking for a place that was:
1. Majestic (Maui is majestic…we were hoping for water and mountains and North Idaho has those things in spades) 

2. Homeschool Friendly (Idaho is the most free homeschool state in the USA) 

3. Freedom Loving (check!) 

We came to Idaho for those 3 main reasons and have discovered 100 more reasons to stay! The people, the community, the churches, the small businesses, the beaches, the lakes, the big sky, the accessibility to other places…the list goes on. It’s the people that touch us the most. We have been embraced by the community—I am overcome with gratitude. They show up in for each other in small and big ways. To be part of something this amazing has blessed us beyond beyond! 

So “Why Idaho?” Pull up a chair—I’ll our you a cup of PNW coffee—plan to stay awhile, because the list of reasons is long and amazing. ⛰☕️🥰

#idahome #mauitoidaho #homeschoolidaho #northidaho #idaholife
There was an election this week. I don’t miss an There was an election this week. I don’t miss an election. 🇺🇸 I vote in person out of conviction. I take my kids with me every time. I share the whole process with them so when it comes time for them to cast their vote, they won’t hesitate to let their voices be heard. 

The volunteers at our voting place are so kind to my family. They recognize us, encourage me as a mother, and dote over what “happy voters” we are. It makes for an incredibly pleasant and empowering experience. I’m so grateful to live in a place where voting is taken seriously and honored as the important responsibility that it is. It’s one of my favorite life tasks…which means it’s one of my favorite homeschool activities. #alloflifeislearning The conversations we have within our family about elections, issues, politics, and community is more inspiring than any conversation I’ve ever been coerced into in a school. 

From Kindergarten to Grad School, I always felt like my thoughts were being guided in one direction—that of a teacher or an agenda. It was one filled with peer pressure and conformity. As an adult and parent outside of that space I can see clearly how my opinions were guided by people who were not invested in me. They did not share with me in a way that instilled confidence  in who I am, what I *actually* believe, nor did they give me a spirit of knowing it’s okay for me to have opinions that are different than others. 

That ends with me. I’m doing things differently. I’m educating my children differently. Change doesn’t look like talk—it looks like action. And action is more do-able than most people would have you believe. It’s as simple as taking your babies with you to vote. It’s as do-able as having open conversations with your children (with lots of listening). There are many different ways to approach heated topics like politics and elections that don’t involve division and hatred…ways that include less talking and more action. Don’t be afraid to take action, mamas. Your growth, example, and bravery make the biggest impact 😘

#vote #idahovotes #homeschoollessons #lifeschooling #lifeschool #homeschoolmama #mamabear #lesstalkmoreaction #homeschoolidaho
Our Garden in the Burbs 👩🏻‍🌾🌱 We’ Our Garden in the Burbs 👩🏻‍🌾🌱

We’re not gonna wait until we have more land to start living an Idaho homestead life. 🥰 We’re filling pots, digging holes, keeping chickens, sowing seeds, and farming as best we can. People like to share the end results of their garden, but I figured I’d share this growing season’s humble beginnings 🥰

So far we’re growing echinacea, borage, yarrow, onions, garlic, strawberries, squash, zucchini, cinderella pumpkins, thyme, basil, jalapeños, bell peppers, dill, cucumbers, beans, raspberries, roses, lilacs, mock orange, rosemary, sage, & tomatoes 👩🏻‍🌾 

What are you growing? 😍🌱👩🏻‍🌾
Idaho Summer Vibes ⛰🤙🏼 *wait until then t Idaho Summer Vibes ⛰🤙🏼

*wait until then the end…we saw a baby 🐐 on the beach*

The last few days I’ve reflected on how grateful I am to be in Idaho. This is where my family is supposed to be right now. We are surrounded by beautiful scenery & beautiful people…just like we were on Maui.

It turns out the world is filled with beauty. Don’t let anyone convince you otherwise 🥰 

#idahome #mauitoidaho #mauinokaoi #idaho #idahome❤️ #idahomom #homeschoolidaho #homeschoolfreedom #openroad #godisgoodallthetime #northidaho
Big cheesy I love being a mom grin…that’s all Big cheesy I love being a mom grin…that’s all you’ll get from me in Mother’s Day photos 😂

Happy Mother’s Day!!! 😘😘😘
I didn’t get what I asked for…the door was ope I didn’t get what I asked for…the door was opened 3 times. Even the cat is reaching under the door. 😂

I know this isn’t my usual encouraging post, but there are a lot of expectations around Mother’s Day. And as the planners, event coordinators, and celebrators in our homes, Mother’s Day can feel…all kinds of things. Disappointing. Extra. Frustrating. Cute. Messy. Grief ridden. Charming. Memorable. Did I already say disappointing? 

Mother’s Day disappointment is real. A lot of moms experience it. I just wanted to acknowledge that with a bit of humor. I wrote a blog post about it on my original blog years ago and it remains my top article. If I find a minute today I’ll try to link to it in my stories 😘

Wishing you a Happy Mother’s Day whatever kind of day you’re having 💜😘

Baby Tula

Tula
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