Yesterday you identified your hurdles, today is all about coming up with creative ways to work around them. Short on time: could you make a donation instead? Short of money: could you donate time? Short on time and money: could you collect unused items in your home to donate? Can’t make a donation: could you ask for a donation to a favorite cause as a gift? Could you spend time simply spreading the word about a favorite cause?

Brainstorm as a family. Look online or start a conversation with friends & family—find creative ways to benefit your community and causes. Keep your generosity goals in mind when coming up with creative solutions: does your solution promote connection, community, generosity, support, & kindness?

Another thought is to consider is how & where you spend your money…do you support local stores and small businesses? Do you eat out on nights when restaurants are hosting fundraisers? Do you support your friends’ businesses for basic needs or gifts? Do you search small shops on sites like Etsy? Or gift products that make a difference (like The Obakki Foundation’s Scarves for Water program—the sale of 500 scarves raises enough money to drill a water well for a village in Africa. The scarf makes a beautiful gift with a purpose).

For some families, it’s not about giving their money away, but spending it creatively to support small businesses or make purchases that make an obvious impact…just a thought to consider when coming up with creative ideas to help your money (& family!) make a positive difference.